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Today, Ramzi Faraj of Prime Lending joins us once again to help demystify the lending process!
When you call a loan officer, you want to make sure you're dealing with a professional who knows what they're doing and really has your best interests at heart. You will know the loan officer cares about you if they don't simply ask questions about your credit. Questions like:
Ramzi prefers to get basic information over the phone first, before sitting down for a serious consultation. This information includes name, date of birth, social security number, address, where you work, what you make, what kind of assets you have, and other information along those lines.
Back in the day, when you called someone for a mortgage, it used to be a very simple, straightforward process. Now, things are a bit more involved, and you need to do the work necessary to ensure you can get the loan you need.
- How long do you plan to stay in the home?
- What kind of investments do you have outside of the home?
- What kind of down payment do you want to do?
- Are you open to other options?
Ramzi prefers to get basic information over the phone first, before sitting down for a serious consultation. This information includes name, date of birth, social security number, address, where you work, what you make, what kind of assets you have, and other information along those lines.
Once Ramzi has this information, he will have something to show you when you meet in person. This will save you a lot of time when you begin the borrowing process. Prime Lending offers just about every type of loan imaginable: conventional, FHA, VA, and USDA loans are just a handful of the options!
If you want to get a hold of Ramzi you can text or call him at (248) 613-9044 or email him at RFaraj@PrimeLending.com. He would love to hear from you!
